During the next month, students in college or training will be prepping for exams as they finish up the fall semester. But there’s another important “must do” that requires the attention of parents and students: Paying for spring semester.

Eden Towers, a young woman who is studying to be a paramedic, is no stranger to hardship and hard work. Fortunately, she’s had equal parts luck along the way.

Financial aid season opened this month and filing your applica