Are you the parent of a high school student? If so, welcome to one of the most formative phases of your student’s life. While the path to college or career training is definitely your student’s journey, as a parent you play a major role—both financially and from a practical perspective.

For families with a high school senior, this is the month college acceptances arrive in full force (congratulations!), and with them, financial aid notifications. It’s an exciting time, and—let’s face it—also a bit overwhelming as deadlines loom: Most colleges require a deposit by May 1.

Student loan scam artists have been at it for awhile now. We issued the alarm four years ago. But they continue to lure student loan borrowers with promises of having student loans forgiven and convincing people to pay them for information that is free.