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Student Loan Repayment

Make VSAC Loan Payments

Student loan repayment is quick, convenient, and secure with VSAC’s online payment option. Get simple directions for paying your student loans online or by mail or phone.


Student Loan Repayment Options

When it comes to repaying your federal student loans, you can choose from several repayment options to help meet your monthly payment and long-term repayment needs. And you can change your student loan repayment schedule at any time. If you have nonfederal loans, we may have options that will provide temporary relief. Please call us at 1-800-798-8722 and we’ll discuss these options with you.


Loan Consolidation & Forgiveness

If you’re struggling with multiple loan payments to different lenders, loan consolidation may be right for you. Or, if you’re in certain situations—such as permanent disability—or working in specific public service jobs, you may qualify for loan forgiveness.

LEARN About Loan Forgiveness >

Public Service Loan Forgiveness >

Loan Deferment & Forbearance

If you’re having trouble managing your student loan repayment, there may be temporary options that can help. The most important thing to do is to take action now to avoid going into student loan default—which can have serious consequences on your credit and your income.


Student Loan Repayment 101

When you’re trying to manage your student loans, it’s important to understand how repayment works. Get the basics on interest, how payments are applied, what it means to have a cosigner on your loan, and how you may be able to get an interest tax deduction.

LEARN About Loan Repayment >