Serving our community is at the heart of all we do. During these challenging times, we remain steadfast in our commitment to supporting Vermont students and their families. Click here for VSAC program updates in response to COVID-19.
Choosing a student loan?
You're in the right place.
Chances are you’re both excited and a little overwhelmed. Especially if you’re like most students (and parents) who will need to borrow to fund college or training.
At VSAC, we understand that loans can be complicated. That’s why we’re here.
As Vermont’s nonprofit state agency, we can help you learn about and apply for grants and scholarships (“gift aid”) so that you borrow only what you need. We’ll help you understand the difference between federal loans and “private loans” (they're not created equal) and what your choice of interest rate and repayment plan can actually mean in dollars and cents so that you can make the best decisions for you, with the goal of minimizing the amount you’ll pay now and in the long term. And we provide tips along the way.
Know more. Borrow less.
Wherever you’re at in the process, there’s something here for you; and we're here to help.
Covid-19 Federal Student Loan Relief
Find information on federal student aid relief for student loan borrowers during COVID-19, in addition to links to government websites for help.
LOAN QUESTIONS?
Give us a call to speak with one of our counselors.
Monday–Friday, 8:00 am–4:30 pm, 800-226-1029
VSAC's 2019–2020 student loans for undergraduate & graduate study offer fixed interest rates lower than the federal PLUS.
Choose your rate based on the repayment option you select.
| VSAC Student Loans | ||
|---|---|---|
|
4.79% |
5.89% |
6.90% |
|
APR 4.79%–5.51% |
APR 5.89%–6.47% |
APR 6.65%–7.15% |
| Compare Details | ||
| VSAC Student Loans for Parents | |
|---|---|
|
4.79% APR 4.79%–5.51% |
6.70% APR 6.66%–7.33% |
| Compare Details | |