Student loans for Vermonters attending any college, and for out-of-state students attending any Vermont college.

VSAC offers loans with fixed interest rates from 3.79%–6.72% APR* — for undergraduate, graduate/professional students and parents.

As Vermont’s nonprofit state agency, we’ll help you understand the basics of federal and “private" loans (they're not created equal). We'll also show you ways to compare options so that you can minimize your monthly payments and the amount you’ll pay in the long term. We call it Know More. Borrow Less. 

*Your fixed interest rate will be based on the repayment plan you choose; your fees will be based on your credit rating. Your final APR is based on both your credit and the repayment option you choose.