Ready to apply for a student loan? Let's get started.
Fixed-interest loans for Vermonters attending any college, and for out-of-state students attending any Vermont college.
As Vermont’s nonprofit state agency, we’ll help you understand the basics of federal and “private" loans (they're not created equal). We'll also show you ways to compare options so that you can minimize your monthly payments and the amount you’ll pay in the long term. We call it Know More. Borrow Less.
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Questions? Call us Monday–Friday, 8:00 am–4:30 pm, 800-226-1029
VSAC's 2022–2023 student loans for undergraduate & graduate study offer fixed interest rates.
Your fixed interest rate will be based on the repayment plan you choose; your fees will be based on your credit rating. Your final APR is based on both your credit and the repayment option you choose.
for Undergraduate & Graduate Students |
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|
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4.99%
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6.60%
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7.40%
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APR 4.99%–5.72%
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APR 6.60%–7.20%
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APR 7.11%–7.61%
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Details |
for Parents |
4.99%
APR 4.99%–5.72%
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7.40%
APR 7.35%–8.03%
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Details |