Financial Aid Professionals

As Vermont’s nonprofit higher education agency, VSAC provides fixed-rate student and parent loans to finance education for students coming to Vermont for college—and for Vermont residents attending colleges in the U.S. and abroad.

VSAC's loans for the 2022-2023 academic year offer fixed-interest rates from 4.99%-8.03% APR.

• See our fixed, low-interest rates and loan information:
  • The VSAC Parent Loan >
  • The VSAC Student Loan > 

• Compare VSAC Loans:
  • Compare loans >

• Download applications and disclosures:
  • VSAC Student Loan application/solicitation disclosure > (PDF)
  • VSAC Parent Loan application/solicitation disclosure > (PDF)
  • VSAC Choice Loan application/solicitation disclosure > (PDF)
  • Private education loan applicant self-certification*> (PDF)
  • VSAC online loan applications >

Vermont residents can apply for grant money through VSAC’s grant programs. The programs offer 3 grant options for full-time, part-time, and non-degree students.

• Learn more about Vermont state grants >
• Get answers to frequently asked questions about grant processing >
• Access the online grant application >
• Download the grant refund policy (PDF)  

VERMONT'S MICRO GRANT:  Vermont schools can now nominate students for a Vermont Micro Grant — to help those at risk of discontinuing their education due to small, unexpected expenses incurred during the school year. The eligibility criteria for the micro grant is provided on the nomination form that is sent to school at the beginning of the academic year. For more information, contact grants@vsac.org.​

Vermont residents can apply for any of the many scholarships administered by VSAC using the Unified Scholarship Application (USA). Scholarship information is contained within an easy-to-read booklet.

• Review the VSAC scholarship booklet:
  • Download the booklet (PDF)  
  • Order a printed copy >
  • Frequently Asked Questions for High Schools (PDF)
• Access the Unified Scholarship Application (USA):
  • View the online application > 
  • Download the paper application (PDF)  
• The Governor Phil Hoff Vermont Honor Scholarship Nomination  
  • Student/Nominee Scholarship Description
  • High School/Technical Center Scholarship Description and Nomination Form
• Scholarship Disbursement Eligibility (PDF)  

• New to myVSAC?
  • Read and sign the myVSAC agreement > (PDF) 
  • Register today >

• Already registered?
  • Log into myVSAC >

• Help students understand their future monthly loan payments with The College Board’s Student Loan Calculator. Visit The Department of Education website and search for “student loan calculator.
• Help students understand the importance of credit scores. Visit www.myfico.com.
• Help students learn more about money and credit as well as privacy, identity, and online security. Visit www.consumer.ftc.gov.

Contact our School Services team. We're here to help!

Phone
Toll-free 888-307-8722
In the Burlington, VT area 654-3761
 

E-mail
schoolservices@vsac.org
 

Fax
802-654-3765
 

Hours of Operation
VSAC's School Services team is available:
Monday-Friday
8:00 a.m. to 4:30 p.m. (EST)