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Make VSAC Loan Payments

Pay your VSAC loan online or by mail or phone

If you’re a VSAC loan borrower—you can make your loan payments online or by mail or phone by following the simple directions below.

If you’re a cosigner, you can make your loan payments online or by mail following the simple directions below. You can specify which account you want to pay on if you are paying online and have your own loans or cosigned for multiple students. Or call 800-798-8722 or 802-655-4050 and speak with a VSAC customer representative to make a payment by phone.  VSAC Customer Relations hours are: Monday-Friday, 8:00 a.m. to 4:30 p.m.

If you’re not the loan borrower yourself but have been authorized by a borrower to make payments on their loan (called an “authorized payer”), you can make payments here.

Pay your VSAC loan online

Paying online is a quick, convenient, and secure way to make payments on your VSAC loan.

With online payments, you can:

  • Make secure payments directly from your U.S. checking or savings account
  • Pay your VSAC loan with no added transaction fee
  • Make payments anytime day or night—with 24/7 online access
  • Set up automatic monthly loan payments—so you don’t have to worry about paying on time each month

4 easy steps to making a VSAC loan payment

Making VSAC loan payments online is easy! Here’s how:

  1. Log into your MyVSAC account.
  • If you don’t have a MyVSAC account, click on “Register Now” in the box labeled “First Time User?” and follow the directions to create one.
  1. Click on Loan Info/Make a Payment.
  2. Create a payment profile by entering your payment and bank information.
  3. Choose the amount you want to pay—and if you want to make a 1-time or automatically recurring payment.
  4. We’ll send you a confirmation email letting you know your payment has been submitted.

Keep in mind: Payments take up to 2 business days to be applied to your VSAC loan. So be sure to factor that in for paying on time!

Are you authorized to make a payment on someone else's loan?

If you have received an email from the LoanPAY™ system notifying you that you have been set up as an authorized payer, please click the button to make a payment.

Pay your VSAC loan by mail

If you would prefer to make your VSAC loan payments by mail, send your payment to us at:

VSAC
PO Box 245
Brattleboro, VT 05302-0245

Keep in mind:

  • You can mail your VSAC loan payment with or without a statement coupon.
  • For all payments, please note the VSAC account holder's name and account number on your check.
  • Be sure to leave enough time before each month’s due date for your payment to reach us by mail!

Pay VSAC loans in default

If your VSAC loan is in default, please send your payments to us at:

VSAC
PO Box 2000
Winooski VT 05404

And remember, if you are facing loan default, we are here to help. Learn about your options >

 

Are you authorized to make a payment on someone else's loan?

If you have received an email from the LoanPAY™ system notifying you that you have been set up as an authorized payer, please click the button to make a payment.

Pay your VSAC loan by phone

You can also pay your VSAC loan by phone free of charge—using a U.S. checking or savings account—anytime day or night. Phone self-service options are available 24/7 for payments, account information, and other loan transactions.

Simply call 800-798-8722 or 802-655-4050 and follow the instructions to make a loan payment.

Need to talk to a VSAC customer representative?

VSAC Customer Relations hours are: Monday-Friday, 8:00 a.m. to 4:30 p.m. EST. Call 800-798-8722 or 802-655-4050 and follow the instructions to reach a customer representative.

Are you authorized to make a payment on someone else's loan?

If you have received an email from the LoanPAY™ system notifying you that you have been set up as an authorized payer, please click the button to make a payment.