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{"sheet":"FFELP","index":0,"n_rows":170,"n_cols":13,"rows_kept":170,"cut":false,"hidden":false,"merged":[[157,9,157,10],[109,9,109,10],[157,5,157,6],[124,5,124,6],[109,5,109,6],[143,9,143,10],[124,9,124,10],[143,5,143,6],[95,4,95,5],[102,4,102,5],[89,4,89,5],[157,7,157,8],[143,7,143,8],[124,7,124,8],[109,7,109,8],[90,4,90,5],[94,4,94,5],[6,1,6,2],[8,1,8,2],[3,1,3,2],[4,1,4,2],[5,1,5,2],[8,3,8,6],[4,11,6,12],[6,3,6,6],[4,3,4,6],[5,3,5,6],[3,8,5,9],[3,3,3,6]]}
["Student Loan Asset-Backed Notes, 2013-1"]
["Monthly Servicing Report"]
[]
[null,"Issuer",null,"Vermont Student Assistance Corporation"]
[null,"Deal Name",null,"2013-1"]
[null,"Distribution Date",null,"2019-11-29"]
[null,"Collection Period ",null,"10/1/19 - 10/31/19"]
[null,"Contact Email",null,"investorrelations@vsac.org"]
[null,"Website",null,"www.vsac.org"]
[]
[]
["Notes/Bonds"]
[]
[null,"Class","CUSIP","IRS Status","Rate","Original Balance","Beg Princ Bal","Interest Accrual","Principal Paid","End Princ Bal","Bal after Waterfall","% of Securities","Maturity"]
[null,"2013-1 A","924279AE2","Taxable",2.5524499999999999E-2,371400000,106231492.88,29626.68,1840737.049999997,104390755.83,102723992.80849749,0.93715816049688083,"2035-04-30"]
[null,"2013-1 B","924279AF9","Taxable",4.30245E-2,7000000,7000000,11610.57,0,7000000,7000000,6.284183950311921E-2,"2040-12-28"]
[]
[null,"Total",null,null,null,378400000,113231492.88,41237.25,1840737.049999997,111390755.83,109723992.80849749,1.0000000000000002]
["(a) Footnotes"]
["(b) Footnotes"]
[]
["Funds and Accounts - Trust"]
[]
[null,null,null,null,null,"Beg Balance","Activity","End Balance"]
[null,"Debt Service Reserve Fund",null,null,null,560543,0,560543]
[null,"Reserve Fund Requirement",null,null,null,560543,0,560543]
[]
[null,"Department Reserve Fund",null,null,null,87933.43,63091.630000000005,151025.06]
[null,"Collection Fund",null,null,null,2305732.2999999998,-157827.20999999996,2147905.09]
[null,"Acquisition Fund",null,null,null,0,0,0]
[null,"Temp COI Fund",null,null,null,0,0,0]
[]
[null,"Total Accounts Balance",null,null,null,2954208.7299999995,-94735.579999999609,2859473.15]
[]
["(a) Footnotes"]
["(b) Footnotes"]
[]
["Balance Sheet and Parity - Trust",null,null,null,null,null,null,null,null,null,"Student Loans Receivable Activity"]
[null,null,null,null,null,"Collection Period",null,"Collection Period","Parity"]
[null,null,null,null,null,"Beg Balance","Activity","End Balance","After Waterfall"]
[null,"Assets",null,null,null,null,null,null,null,null,"Beginning Balance",null,113893042.55]
[null,"    Loans Receivable",null,null,null,113893042.55,-1549781.7699999958,112343260.78,112343260.78,null,"Interest Caps",null,121184.97]
[null,"    Allowance for Bad Debt",null,null,null,-144632.25,0,-144632.25,-144632.25,null,"Borrower Payments",null,-1394186.33]
[null,"    Accrued Interest Receivable on Loans",null,null,null,3154701.97,3967.8299999996088,3158669.8,3158669.8,null,"Claim Payments",null,-205889.47]
[null,"    Accrued Interest on Investment",null,null,null,6694.31,-919.17000000000007,5775.14,5775.14,null,"Consolidation Payments",null,-71035.13]
[null,"    Accrued Interest Subsidy Payments",null,null,null,-151025.06,-72889.849999999977,-223914.90999999997,-223914.90999999997,null,"Loan Transfers",null,0]
[null,"    Student Loan Fees",null,null,null,0,0,0,0,null,"Refunds to Borrowers",null,3423.37]
[null,"    Total Accounts/Funds Balance",null,null,null,2954208.7299999995,-94735.579999999609,2859473.15,711568.06,null,"Borrower Benefit Rebates",null,0]
[null,"    Deferred Bond Issuance Costs",null,null,null,0,0,0,0,null,"School Refunds",null,0]
[null,"    Prepaid Expenses",null,null,null,0,0,0,0,null,"Write-offs ",null,-3279.1800000000003]
[null,"Total Assets",null,null,null,119712990.25,-1714358.5399999917,117998631.71000001,115850726.62,null,"Miscellaneous Adjustments",null,0]
[null,null,null,null,null,null,null,null,null,null,"Ending Balance",null,112343260.78]
[null,"Liabilities"]
[null,"   Bonds Payable",null,null,null,106231492.88,-1840737.049999997,104390755.83,102723992.80849749]
[null,"   Accrued Interest on Senior Bonds",null,null,null,8243.27,21383.41,29626.68,0]
[null,"   Principal of Sub Bonds Outstanding",null,null,null,7000000,0,7000000,7000000]
[null,"   Accrued Interest on Sub Bonds Outstanding",null,null,null,9108.61,2501.9599999999991,11610.57,8262.82]
[null,"   Borrower Benefit Rebates Payable",null,null,null,59404.12,18416.55999999999,77820.679999999993,77820.679999999993]
[null,"   Accrued Yield and Rebate - US Treasury",null,null,null,0,0,0,0]
[null,"   Due to US Dept. of Ed",null,null,null,0,0,0,0]
[null,"   Accounts Payable and Other Liabilities",null,null,null,0,0,0,0]
[null,"   Due To/From Operations",null,null,null,-43920.51,86492.010000000009,42571.5,42571.5]
[null,"Total Liabilities",null,null,null,113264328.36999999,-1711943.1099999845,111552385.26000001,109852647.80849749]
[]
[null,"Senior Parity %",null,null,null,1.1281807244962743,null,1.1314195669479166,1.1291944140668633]
[null,"Total Parity %",null,null,null,1.058356248613445,null,1.0602275046375758,1.0570762280026986]
["(a) Footnotes"]
["(b) Footnotes"]
[]
["Portfolio Summary - FFELP"]
[]
[null,null,null,null,null,"Beg Balance","Activity","End Balance"]
[null,"Principal Balance",null,null,null,113893042.55,-1549781.7699999958,112343260.78]
[null,"Accrued Interest",null,null,null,3154701.97,3967.8299999996088,3158669.8]
[]
[null,"Total Pool Balance",null,null,null,117047744.52,-1545813.9399999976,115501930.58]
[]
[null,"Weighted Average Coupon (WAC)",null,null,null,5.5557205528478946E-2,null,5.5537777278166042E-2]
[null,"Weighted Average Maturity (WAM) (in months)",null,null,null,139.33663672708931,null,139.16760560430635]
[null,"Number of Loans",null,null,null,21266,-413,20853]
[null,"Number of Borrowers",null,null,null,10858,-207,10651]
[null,"Average Borrower Indebtedness",null,null,null,10779.862269294528,64.371190474506875,10844.233459769035]
[]
[]
["(a) Footnotes"]
["(b) Footnotes"]
[]
[null,"Weighted Average Payments Made - FFELP",null,null,null,null,null,"Cumulative Default Rate - FFELP"]
[]
[null,null,null,null,"W.A. Time until (a)",null,null,null,null,null,null,"2019-10-31"]
[null,"Current Status","Principal","% of Pool","Conversion to Repayment"]
[null,"    In School",79863.66,7.1088963811007523E-4,-23.711327780369693,"months",null,"   Current Period Defaults and Write-offs",null,null,null,218999.18]
[null,"    Grace",52271,4.652793557627054E-4,-2.5161370549635551,"months",null,"   Cumulative Defaults and Write-offs",null,null,null,46796604.580000006]
[null,"Total Not Converted",132134.66,1.1761689938727805E-3,null,null,null,"      Loans for which claims have been filed but not yet paid as of Distribution Date",null,null,null,295982.96000000002]
[null,null,null,null,"W.A. Time since",null,null,"   Cumulative Purchases and Originations",null,null,null,373888432.10000002]
[null,"Current Status","Principal","% of Pool","Conversion to Repayment",null,null,"Cumulative Default Rate (1)",null,null,null,0.12595358266501447]
[null,"Repayment",104435724.03,0.9296127182431958,150.0799330672335,"months",null,"Cumulative Recoveries (including reimbursements and collections)"]
[null,"Reduced Payment",0,0,0,"months",null,"   Payments from Guarantor",null,null,null,45810953.460000001]
[null,"Forbearance",3062685.31,2.7261851656572508E-2,140.4743418219484,"months",null,"   Borrower Recoveries",null,null,null,810.06]
[null,"Deferment",4416733.82,3.931463079613845E-2,135.31168583983174,"months",null,"Recovery Rate (2)",null,null,null,0.97895486074601012]
[null,"Claim Filed",295982.96000000002,2.6346303102205543E-3,148.1777640847973,"months",null,"Cumulative Net Loss",null,null,null,1280824.0200000033]
[null,"Total Converted",112211126.11999999,0.99882383100612737,null,null,null,"Cumulative Net Loss (3)",null,null,null,3.4256850708273175E-3]
[null,"Total Portfolio",112343260.77999999,1.0000000000000002,null,null,null,"1) (Cumulative Defaults and Write-offs + Claims Filed Not Paid) / Cumulative Purchases and Originations"]
[null,null,null,null,null,null,null,"2) (Payments from Guarantor + Borrower Recoveries) / Cumulative Defaults and Write-offs"]
[null,"(a) Footnotes","W.A. Time until Conversion to Repayment includes Grace period",null,null,null,null,"3) (Cumulative Defaults and Write-offs + Claims Filed Not Paid) - (Payments from Guarantor + Borrower Recoveries) /"]
[null,null,null,null,null,null,null,"     Cumulative Purchases and Originations"]
[]
["Portfolio by Loan Status - FFELP"]
[]
[null,null,null,null,null,"# of Loans",null,"Principal Balance",null,"% of Balance"]
[null,null,null,null,null,"Beginning","Ending","Beginning","Ending","Beginning","Ending"]
[null,"In School ",null,null,null,25,24,80553.66,79863.66,7.0727463413435693E-4,7.1088963811007523E-4]
[null,"Repayment ",null,null,null,19513,19083,106037204.90000001,104435724.03,0.93102442893690174,0.9296127182431958]
[null,"Reduced Payment",null,null,null,0,0,0,0,0,0]
[null,"In Grace",null,null,null,12,12,59555.32,52271,5.2290568999291333E-4,4.652793557627054E-4]
[null,"Forbearance ",null,null,null,420,435,3097902.15,3062685.31,2.7200100029288396E-2,2.7261851656572508E-2]
[null,"Deferment",null,null,null,1243,1268,4329316.51,4416733.82,3.8012124472830665E-2,3.931463079613845E-2]
[null,"Claim Filed",null,null,null,53,31,288510.01,295982.96000000002,2.5331662368519277E-3,2.6346303102205543E-3]
[null,"Total Portfolio",null,null,null,21266,20853,113893042.55000001,112343260.77999999,1,1]
["(a) Footnotes"]
["(b) Footnotes"]
[]
["Delinquency Status - FFELP"]
[]
[null,null,null,null,null,"# of Loans",null,"Principal Balance",null,"% of Balance"]
[null,null,null,null,null,"Beginning","Ending","Beginning","Ending","Beginning","Ending"]
[null,"    Current",null,null,null,17281,17156,90938915.579999998,90683147.519999996,0.85761328456140773,0.86831540033131316]
[null,"    1-29 Days Delinquent",null,null,null,1281,668,9439285.2699999996,6671475.6699999999,8.9018616427148006E-2,6.3881164534116366E-2]
[null,"    30-59 Days Delinquent",null,null,null,218,516,1710446.73,2962285.27,1.6130628222547575E-2,2.8364674037679481E-2]
[null,"    60-89 Days Delinquent",null,null,null,251,270,1290368.08,1438656.34,1.2169012576452776E-2,1.3775519376748271E-2]
[null,"    90-119 Days Delinquent",null,null,null,152,144,766839.47,884020.35,7.2317963371741041E-3,8.4647313762679331E-3]
[null,"    120-149 Days Delinquent",null,null,null,93,89,569434.17000000004,438168.51,5.3701356098268867E-3,4.1955807178981454E-3]
[null,"    150-179 Days Delinquent",null,null,null,58,75,286006.95,458646.98,2.6972320731173858E-3,4.3916675472872669E-3]
[null,"    180-209 Days Delinquent",null,null,null,80,57,345485.54,317355.84000000003,3.2581539689377458E-3,3.0387670784839584E-3]
[null,"    210-239 Days Delinquent",null,null,null,49,66,467761.58,343933.76,4.4112967749492232E-3,3.2932577735680013E-3]
[null,"    240-269 Days Delinquent",null,null,null,36,30,190093.69,179457.58,1.7927074763925618E-3,1.7183543434663158E-3]
[null,"    270+ Days Delinquent",null,null,null,14,12,32567.84,58576.21,3.0713597204597761E-4,5.6088288317102596E-4]
[null,"Total Repayment",null,null,null,19513,19083,106037204.90000001,104435724.03,1,1]
["(a) Footnotes",null,"Total Repayment includes Reduced Payment loans"]
["(b) Footnotes"]
[]
["Portfolio by Loan Type - FFELP"]
[]
[null,null,null,null,null,"# of Loans",null,"Principal Balance",null,"% of Balance"]
[null,null,null,null,null,"Beginning","Ending","Beginning","Ending","Beginning","Ending"]
[null,"Unsubsidized Stafford Loans",null,null,null,2995,2932,9509861.5899999999,9346890.6300000008,8.3498178440751455E-2,8.3199388776010935E-2]
[null,"Subsidized Stafford Loans",null,null,null,11077,10820,22627986.989999998,22055046.969999999,0.19867751781296139,0.19631838008681307]
[null,"Grad / PLUS Loans",null,null,null,1007,986,10549355.32,10442295.93,9.2625107590472378E-2,9.2949909567330249E-2]
[null,"HEAL Loans",null,null,null,0,0,0,0,0,0]
[null,"Consolidation Loans",null,null,null,6187,6115,71205838.650000006,70499027.25,0.62519919615581465,0.62753232156984573]
[null,"Non-Guaranteed FFELP",null,null,null,0,0,0,0,0,0]
[null,"Total Portfolio",null,null,null,21266,20853,113893042.55000001,112343260.78,0.99999999999999989,1]
["(a) Footnotes"]
["(b) Footnotes"]
[]
["Portfolio by School Type - FFELP"]
[]
[null,null,null,null,null,"# of Loans",null,"Principal Balance",null,"% of Balance"]
[null,null,null,null,null,"Beginning","Ending","Beginning","Ending","Beginning","Ending"]
[null,"2 Year",null,null,null,1721,1684,4011920.78,3931854.31,3.5225336773655282E-2,3.4998577419785661E-2]
[null,"4 Year",null,null,null,17541,17197,90236567.989999995,88946210.390000001,0.79229218896655074,0.79173605761881816]
[null,"Foreign",null,null,null,162,157,1563235.1,1526811.37,1.3725466147888069E-2,1.3590591544159735E-2]
[null,"Private-nonprofit Non-Degree Program",null,null,null,16,16,79606.63,79163.53,6.9895955202928261E-4,7.0465757759181175E-4]
[null,"Private-nonprofit Professional Degree",null,null,null,4,4,237430.96,237430.96,2.0846836179283369E-3,2.1134419488228781E-3]
[null,"Proprietary",null,null,null,577,566,3054444.19,3032031.73,2.6818531857721456E-2,2.6988995236105696E-2]
[null,"Public Non-Degree Program",null,null,null,9,9,25377.15,25234.31,2.228156297506867E-4,2.2461792389501622E-4]
[null,"Other / Unknown (a)",null,null,null,1236,1220,14684459.75,14564524.18,0.12893201745447622,0.12964306073082099]
[null,"Total Portfolio",null,null,null,21266,20853,113893042.54999998,112343260.78,1,1]
["(a) Footnotes",null,"Includes Consolidation loans for which no School Code is maintained"]
["(b) Footnotes",null,"Effective April 30,  2017 School Types are reported according to the Dept. of Education Postsecondary Education Participants System (PEPS) database"]

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["Student Loan Asset-Backed Notes, 2013-1"]
["Monitoring Waterfall and Collections"]
[]
[null,"Distribution Date",null,null,"2019-11-29"]
[null,"Collection Period",null,null,"10/1/19 - 10/31/19"]
[]
["Collection Activity"]
[]
[]
["Collection Account",null,null,null,null,null,null,"2019-10-31",null,"Fees and Program Expenses for Current Collection Period",null,null,null,"2019-10-31"]
[]
[null,null,"Available Funds at Beginning of Period",null,null,null,null,0,null,"Indenture Trustee Fees",null,null,null,556.95000000000005]
[null,"Collection Amount Received",null,null,null,null,null,1925490.7799999998,null,"Remarketing Fees",null,null,null,0]
[null,"Recoveries",null,null,null,null,null,0,null,"Credit Enhancement Fees",null,null,null,0]
[null,"Reserve Account - Beginning of Period",null,null,null,null,null,560543,null,"Arbitrage Analysis Fees",null,null,null,0]
[null,null,"Excess of Required Reserve Account",null,null,null,null,0,null,"Servicing Fees",null,null,null,70447.872031249994]
[null,"Reserve Account - End of Period",null,null,null,null,null,560543,null,"Administration Fees",null,null,null,10809.7162708333]
[null,null,null,null,null,null,null,null,null,"Other Fees",null,null,null,0]
[null,"Payments from Guarantor",null,null,null,null,null,215720]
[null,"Sale Proceeds",null,null,null,null,null,0,null,null,"Total Fees and Program Expenses",null,null,81814.538302083296]
[null,"Investment Income",null,null,null,null,null,6694.3099999999995]
[null,"All Fees",null,null,null,null,null,0]
[null,"Other Amounts Received in Collection ",null,null,null,null,null,0]
[null,"Consolidation Rebate Fee paid to Dept. of Ed",null,null,null,null,null,0]
[null,"Excess Interest returned to Dept. of Ed",null,null,null,null,null,0]
[null,"Excess Earnings Rebate paid to IRS",null,null,null,null,null,0]
[]
[]
[]
[]
[]
[null,null,"Total Available Funds",null,null,null,null,2147905.09]
[]
["(a) Footnotes:"]
["(b) Footnotes"]
[]
["Waterfall Activity"]
[]
[]
["Waterfall for Distribution",null,null,null,null,null,null,null,null,null,null,"Amount Due",null,"Amount Remaining"]
[]
[null,"Total Available Funds",null,null,null,null,null,null,null,null,null,null,null,2147905.09]
[]
[null,"First: Department of Education, Guaranty Agency, and Rebate Fees to the DOE Reserve Fund",null,null,null,null,null,null,null,null,null,135710.34,null,2012194.7499999998]
[]
[null,"Second: Trustee Fees",null,null,null,null,null,null,null,null,null,556.95000000000005,null,2011637.7999999998]
[]
[null,"Third: Servicing Fees",null,null,null,null,null,null,null,null,null,70447.872031249994,null,1941189.9279687498]
[]
[null,"Fourth: Administration Fees",null,null,null,null,null,null,null,null,null,10809.7162708333,null,1930380.2116979165]
[]
[null,"Fifth: Noteholders' Interest",null,null,null,null,null,null,null,null,null,263617.18641625199,null,1666763.0252816644]
[]
[null,"Sixth: Reserve Fund Requirement",null,null,null,null,null,null,null,null,null,0,null,1666763.0252816644]
[]
[null,"Seventh: Noteholders' Principal",null,null,null,null,null,null,null,null,null,1666763.0215025099,null,3.7791545037180185E-3]
[]
[null,"Eighth: Class B Carry Over Amount",null,null,null,null,null,null,null,null,null,0,null,3.7791545037180185E-3]
[]
[null,"Remaining Amount Available for Release to Issuer",null,null,null,null,null,null,null,null,null,null,null,3.7791545037180185E-3]
["(a) Footnotes"]
["(b) Footnotes"]

{"sheet":"Balance Sheet","index":2,"n_rows":54,"n_cols":5,"rows_kept":54,"cut":false,"hidden":false,"merged":[]}
[null,null,null,"Vermont Student Assistance Corporation"]
[]
[null,null,null,"2013-1 Indenture"]
[]
[null,null,null,"Balance Sheet"]
[]
[]
[]
[]
[null,null,null,"2013 - 1","2013 - 1"]
[null,null,null,"2019-09-30","2019-10-31"]
[]
["Assets"]
["     Cash and Equivalents"]
[null,"          Revenue",null,2305732.2999999998,2147905.09]
[null,"          Loan Acquisition",null,0,0]
[null,"          Debt Service Reserve",null,560543,560543]
[null,"          Cap Int",null,0,0]
[null,"          Debt Service - Interest",null,0,0]
[null,"          Debt Service - Principal",null,0,0]
[null,"          DOE Reserve Fund",null,87933.43,151025.06]
[null,"     Total Cash and Equivalents",null,2954208.73,2859473.15]
["     Receivables"]
[null,"          Investment Interest",null,6694.31,5775.14]
[null,"          Student Loans",null,113893042.55,112343260.78]
[null,"          Allowance for Bad Debt",null,-144632.25,-144632.25]
[null,"          Contra SLR - Alt Fees",null,0,0]
[null,"          Deferred Subsidized Fees",null,0,0]
[null,"          Student Loan Interest",null,3154701.97,3158669.8]
[null,"          FIB",null,54793.84,73830.38]
[null,"          SAP",null,-205818.9,-297745.28999999998]
[null,"     Total Receivables",null,116758781.52,115139158.56]
[]
[null,"Total Assets",null,119712990.25,117998631.70999999]
["Liabilities and Net Assets"]
["     Liabilities"]
[null,"          Senior Bonds Payable",null,106231492.88,104390755.83]
[null,"          Bond Premium/Discount",null,0,0]
[null,"          Sub Bond Payable",null,7000000,7000000]
[null,"          Bond Interest Payable",null,8243.27,29626.68]
[null,"          Sub Bond Interest Payable",null,883.46,3347.75]
[null,"          Sub Bond Interest Carryover",null,8225.15,8262.82]
[null,"          Deferred Gain on Discounted Bond Refunding",null,1019344.66,1001681.86]
[null,"          VT Value Rebates Payable",null,59404.12,77820.679999999993]
[null,"          Accrued Yield - US Treasury",null,0,0]
[null,"          Accrued Rebates - US Treasury",null,0,0]
[null,"          Due To US Department of Education",null,0,0]
[null,"          Due To/From Other Funds",null,-43920.51,42571.5]
[null,"     Total Liabilities",null,114283673.03,112554067.12]
[]
["     Net Assets"]
[null,"          Restricted by Bond Resolution",null,5429317.2199999997,5444564.5899999999]
[null,"     Total Net Assets",null,5429317.2199999997,5444564.5899999999]
[null,"Total Liabilities and Net Assets",null,119712990.25,117998631.70999999]